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The Future of Finance





High Returns

Industry leading returns from deposits and investments.

Licensed & Regulated

Safeguarding users with high standards and accountability.

Digital Banking

Crypto-to-fiat interoperability available worldwide.

Passive Income

Diversified and customisable earning opportunities.

Simple. Accessible. Secure.

Unlock the benefits of decentralized finance and all things money in one place.

Yield Aggregator
Invest on autopilot

Pick a portfolio, top up, and start earning the highest available annual yield. Our protocol finds the best performing liquidity opportunities for you.

Automated protocol

Continuous optimisation

Daily compounded APY

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EQIFi Card
Spend on anything, anywherePay with crypto, USD, and other major currencies in 44 million locations worldwide. Enjoy one of the highest spending limits in the industry.
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Trade on your termsExecute large orders for crypto-to-fiat or vice-versa at the best available rate. Our smooth and reliable OTC trading is tailored for your financial growth.
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Business Loans

Have access to short, medium, or long-term capital to help your business grow. Get financed against a wide range of assets.

Maintain your asset ownership

Up to 36 months lending

Improve capital efficiency

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Grow your savingsMake a deposit, and watch your assets multiply. Earn up to 10% by providing liquidity to other borrowers or use it as collateral for your own crypto loan.
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Gain liquidity with easeNo lengthy forms to go through. Borrow without selling your crypto by depositing it as collateral and have your funds immediately available in your wallet.
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Why choose EQIFi

Enjoy industry-leading products and returns in a DeFi and banking ecosystem, all with peace of mind.

In the News

Licensed and Regulated
We've gone through a thorough review process, and are independently monitored to ensure our team and products always meet the highest standards.

Licensed as an Approved Manager by the BVI Financial Services Commission

Based in BVI, a fully co-operative tax jurisdiction under EU & US standards

Powered by

Gain access to the crypto and fiat ecosystem that can give you access to the best of both worlds. Enjoy the benefits of a premium crypto integrated bank account with multi-currency support and Visa card.

Digital Bank of the Year 2022

$2.5B+ in cumulative disbursements

Available in 180 countries

As easy as 1, 2, 3

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It’s fast, easy and free.

Buy or deposit crypto
Buy crypto or top up from the EQIFi wallet.

Grow your savings
Start investing, borrowing, earning and spending!

It’s really that simple.
Unlock the value of your crypto and take control of your financial future.

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EQIFi – Licensed and Regulated

EQIFi Management Limited (“EQIFi”) is approved and registered by the BVI Financial Services Commission as an Approved Manager pursuant to the Investment Business (Approved Manager) Regulations (2012) (as amended) and treated as licensed for the purposes of the Financial Services Commission Act 2001, permitting it to advise and manage up to 400 million USD of Assets Under Management.

Global Licensing

The BVI Investment Business (Approved Manager) (Amendment) Regulations 2013 permit Approved Managers to advise and manage funds located in 40 different jurisdictions worldwide, including the following Recognised Jurisdictions (amongst others): Argentina, Australia, the Bahamas, Bermuda, Belgium, Brazil, the BVI, Chile, Curacao, Denmark, Finland, France, Germany, Gibraltar, Greece, Guernsey, Hong Kong, Ireland, the Isle of Man, Italy, Japan, Jersey, Luxembourg, Malta, Mexico, the Netherlands, New Zealand, Norway, Panama, Portugal, Singapore, Spain, South Africa, Sweden, Switzerland, and the United Kingdom.


The EU recognised the BVI as a fully co-operative tax jurisdiction in line with EU good-governance standards.


Nothing on this website should be taken as a promotion, solicitation or endorsement by EQIFi (DeFi) Limited for, on behalf of, or with respect to banking services offered by EQIBank Limited. Any banking services referenced herein are conducted solely by EQIBank Limited, who are a licensed and regulated bank by the Financial Service Unit of the Commonwealth of Dominica.